When to Consider Personal Bankruptcy
Your financial problems are unique. Only you can decide whether bankruptcy is your best option. You should consider these warning signs:
- You are facing foreclosure or repossession;
- Your creditors have attached your wages or your bank account;
- You can’t catch up with your bills no matter how hard you try; or
- You no longer answer the phone because creditors call you night and day.
You may wish to call us to discuss your situation. Our job, as bankruptcy attorneys, is to consider your entire financial picture, explain all the options to you, and guide you as you make the decision that you think is best. That is why we have never used pre-recorded bankruptcy tapes as a substitute for legal advice. If you call Grochocinski, Grochocinski and Lloyd, or come to our office for a personal consultation, you will speak with an experienced bankruptcy lawyer who can answer your questions.
Anyone who owes money is eligible to file bankruptcy. This doesn’t mean that anyone who owes money should file bankruptcy; but if you face foreclosure or repossession, or you can’t catch up with your bills no matter how hard you try, you may benefit from filing bankruptcy, no matter how large or small your debts are.
